Thank you for your business! There are several ways to access the funds in your bank account(s).

• ATM/Debit Card
• Wire Transfer
• Cashier's Check
• Writing Checks
• Bill Payment

ATM/Debit card

You may withdraw funds at any of the over 300,000 NYCE or CIRRUS Terminal machines across the U.S. and abroad.

If you open a Free of Interest Checking account, you will receive a MasterCard/Debit card. This may be used anywhere MasterCard is accepted. If you select debit and enter your PIN, you may be offered to receive cash back with your purchase. Most supermarkets offer this service.

Wire Transfer

You may submit a wire transfer request via fax or online. The following information is needed to complete the request.

Bank Name/Address:

Waterfield Bank
ABA: 055073642

For Credit to:

Customer Name/Account Number

Wire transfer requests received by 3:00 PM (EST) will be processed the same day. Those requests received after 3:00 PM (EST) will be processed on the following business day. Outgoing domestic wires are $30.00 and outgoing foreign wires are $50.00.

Cashier's Check

You may submit a request for a cashier’s check from your account. The funds must be in your available balance for the request to be processed. You may submit this request online or via signed fax or mailed letter. A $10 fee is charged for each cashier's check requested. The check will be mailed 1st class mail unless overnight delivery is requested. The Bank uses Fed Ex for all overnight delivery requests. There is a $20 charge for all overnight delivery requests. If Saturday delivery is requested, a higher charge may be assessed.

Writing Checks

When you open an Interest, Free or Money Market checking account, you will receive an initial supply of checks. FREE! You are welcome to use our online catalog to order additional checks from a wide variety of styles and colors. Please see the Terms and Conditions for any check writing restrictions.

Bill Payment

Stop buying stamps and writing checks!! When you open a Free of Interest Checking account, you may also sign up for online bill payment. This service will allow you to pay your monthly bills online without licking a stamp! When you would like to make a large cash withdrawal, simply cut a check using the online bill pay service to your local bank and then stop by to withdraw the cash. Please see the Terms and Conditions for more information regarding our online Bill Payment service.

Remember! If you have any questions, please contact our friendly Customer Care team at 800-432-6894.